Deposit Products

Checking | Savings | Certificates of Deposit

Deposit Products > Checking   for Consumers

Free Checking for Customers 60 years of age and older

Minimum balance to open an account
$ 100.00

Minimum balance to avoid imposition of fees
$ 500.00 if not 60 years of age or older

Truncation
Yes

Account Fees
$ 4.00 service fee for accounts less than $ 500.00 anytime during the month
$ 27.00 per item for Nonsufficient Funds
$ 11.00 per hour after the first 15 minutes for Account Research or Balancing
$ 25.00 per item for Stop Payment except for POS and ATM transactions
$   5.00 per year for Dormant Account Fee

Checking Account Non Consumer

Minimum balance to open account
$ 300.00

Minimum balance to avoid imposition of fees
$ 5000.00

Account Fees
$  6.00 per month for accounts that drop below minimum balance during month
$ 27.00 per item for Nonsufficient Funds
$ 11.00 per hour after the first 15 minutes for Account Research or Balancing
$ 25.00 per item for Stop Payment except for POS and ATM transactions
$ 25.00 per item on overdrafts