Loan Products
REAL ESTATE LOANS \ AUTO LOANS \ RECREATIONAL VEHICLE & NON-AUTO LOANS \ UNSECURED LOANS
COMMERCIAL LINES OF CREDIT \ COMMERCIAL LETTERS OF CREDIT \ APPLY FOR A LOAN TODAY
Real Estate Loans
Fixed Rate Mortgages
The Bank offers up to 30 year fixed rate mortgages on 1-4 family primary residences. These rates are market driven and change daily, so please contact us for current rates or more information on Fixed Rate Mortgages.
5/1 Adjustable Rate Mortgages (ARMs)
The Rockhold, Brown & Co. Bank now offers 5/1 Adjustable Rate Mortgages with very competitive rates. Please contact us to inquire on the availability of ARMs.
Construction Loans
The Bank may offer construction loans for highly qualified borrowers. Construction loan terms are typically structured as a 1 year interest only balloon loan. Rates change daily.
Auto Loans
The Rockhold, Brown & Co. Bank offers very competitive auto loan rates for both the purchase and refinance of passenger (non-commercial) and commercial vehicles. Whether you’re purchasing from a dealer or a private individual, or just needing to refinance a high rate auto loan, we can work with you to make the process simple.
Recreational Vehicle & Non-Auto Loans
Many different types of titled or untitled personal property may be used as collateral on loans for both purchase and refinance (i.e., motorcycles, motorhomes, tractors, logging equipment, farm machinery). We may require larger down payments depending upon the type and value of the collateral. The Rockhold, Brown & Co. Bank doesn’t accept all property as collateral, so please call us to see if your property would qualify.
Unsecured Loans
Unsecured loans are loans with no collateral pledged by the borrower. This means that the bank is relying primarily on the customer’s credit history and character (along with other factors) to underwrite the loan. A borrower typically must have impeccable credit to be approved for an unsecured loan.
Commercial Lines of Credit
The Bank offers revolving operating lines of credit to commercial customers secured either by Real Estate or other collateral. Please call for details.
Commercial Letters of Credit
A letter of credit is a guarantee of payment issued by the Bank on behalf of our commercial client that is used as payment should our client fail to fulfill a contractual commitment with a third party. Letters of credit are commonly required for businesses that provide services to the State or other public entities. Please call for details.
Apply for a Loan Today
To apply for a loan or for more information on any personal or commercial loan products please contact any one of our loan officers at 740-634-2331 (Rick Givens extension 126 or rickrbcobk@horizonview.net, Tonya Williamson extension 127 or tonyarbcobk@horizonview.net, or Jeff Everhart extension 114 or jeffrbcobk@horizonview.net). Or if you want, you may fill out the online form below.
Contact Us About a Loan
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